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(NAPSI)—This holiday season, you don’t have to look far to find items that deliver great features and functionality but use less energy. Products that earn the U.S. Environmental Protection Agency’s ENERGY STAR label save money on energy bills and help protect the environment, making them gi…

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(NAPSI)—Packing and shipping gifts across town, across the country or around the world for the holidays is easy, provided you follow simple tips from the United States Postal Service.To ensure items arrive safely, leave space for extra cushioning inside the package. Stuff glass and fragile, …

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(NewsUSA) - Everyone believes in a good cause. Especially now, when individuals and organizations are struggling in the wake of the ongoing coronavirus pandemic. People want to support causes they care about, whether through volunteering, donating goods or services, or making a financial con…

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(NewsUSA) - The end of the year is a scramble, and it's particularly stressful this year for the millions of Americans enrolled in flexible spending accounts (FSAs) who need to spend down account funds by December 31 or risk forfeiting those dollars back to their employers.

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(NAPSI)—You may already be aware of what long-term care is, whether it’s through personal experience caregiving for a loved one who needs daily assistance, or knowing a family member or friend who requires more support as they age. As you learn more about long term care, consider the possibi…

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(NewsUSA) - When it comes to managing your money, your financial needs must come first. You want to be confident that any financial advice you receive presents the best options for you, considering your goals, risk tolerance, and unique circumstances.

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(NewsUSA) - The COVID-19 pandemic has brought a long list of unprecedented challenges, including the way it has caused food insecurity to rise. Food insecurity is defined as the lack of access to enough nutritionally adequate foods to live an active and healthy life. Fortunately, there are s…

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(NewsUSA) - The financial planning profession is among many fields that recognize the value of increased diversity and inclusion in its ranks. The CFP Board Center for Financial Planning, a nonprofit organization dedicated to supporting professional standards in personal financial planning, …

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(StatePoint) Are you looking to maintain the lifestyle you were accustomed to during your working years? It’s possible, as long as you find simple ways to cut costs on the goods and services you care about most.

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(NewsUSA) - The demographics of wealth in the United States are shifting -- with women controlling a larger portion of household finances and minority communities continually building wealth -- but the makeup of today's financial- planning workforce does not reflect this change.

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(NewsUSA) - Veterans eligible for Medicare can maximize healthcare coverage in 2021 by choosing a Medicare Advantage plan that can complement Veterans Affairs (VA) benefits. When you start researching plan options between now and the December 7 Medicare Advantage and Prescription Drug Plan A…

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(NewsUSA) - Research repeatedly shows that a diverse workforce is good for business. Employees' varied backgrounds and perspectives help companies propel innovation, attract new customers, and drive higher profits. But workforce diversity also has an important impact on a business' customers.

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(BPT) - If your son or daughter is a high school senior this year, you're probably in the midst of applying to colleges right now. There’s a lot for everyone to think about — where to apply, the steps involved in the application process — and of course, the finances.

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(BPT) - Even in ordinary times, managing finances is challenging. Since the pandemic, financial stressors have only been magnified. Job insecurity and increasing expenses are just two of many issues confronting American families. In honor of Financial Planning Month, read on for five strateg…

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(BPT) - The COVID-19 pandemic has affected food prices more than nearly any other part of the household budget. In April, the Food-at-Home Consumer Price Index increased 2.7%, which was the largest monthly jump since 1974. From June 2019 to June 2020, food prices are up 5.6%. Why is this hap…

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(BPT) - The savings habits of Americans appear to be shifting in light of the challenging circumstances of the past few months. In addition to shoring up personal savings, there are indications that Americans are reforming their habits in other key areas like healthcare and retirement as the…

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(NewsUSA) - Making a choice now that will provide you with the best possible healthcare coverage in 2021 can be stressful. People with Medicare face this decision during the Annual Election Period, from October 15 through December 7. While we can't fully predict the future or our potential h…

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(BPT) - The Moving Forward study reveals how anxiety has been on the rise since social distancing began. Yet, despite all the challenges, including major life events, Americans are digging deep to find silver linings. Read on for advice on how to handle the unexpected.

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(StatePoint) National Hispanic Heritage Month, observed from September 15 to October 15, recognizes the culture and contributions of U.S. Hispanics to American society. The second largest ethnic or racial group in the U.S., Hispanics contributed $2.6 trillion to the U.S. economy in 2018, hav…

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(NewsUSA) - Choosing a Medicare plan is a big decision for eligible individuals, including those who are age 65 or older or are living with a disability, as the plan you select during the Medicare Advantage and Prescription Drug Plan Annual Election Period is the plan you'll have for the com…

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(NAPSI)—Here’s a look at something you may not like to think about—but could still be good to know: a funeral concierge can help you navigate planning a funeral and negotiating related expenses. Funeral concierge services are available from Everest Funeral Package, LLC. How It WorksExpert Ev…

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(NAPSI)—Over five million homes are sold in America every year, according to realtors. If you’d like one of them to be yours, there are a few facts you should know. In a perfect world, you’d fall in love with a new home, submit an offer, and have the seller accept it. The world, however, is …

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(NAPSI)—Your company can get money from a surprising source: the Post Office.That’s because the U.S. Postal Service now has a program that gives credits to registered businesses that use Click-N-Ship® services. As of August 1, 2020, businesses can earn these credits when they buy Priority Ma…

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(BPT) - October is National Financial Planning Month, a time when we traditionally slow down, check in and make some progress toward our long-term financial goals. Big-picture money objectives may feel difficult right now, while we grapple with the economic fallout from the pandemic and stru…

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(BPT) - If you currently have a flexible spending arrangement (FSA) or a health savings account (HSA) through your employer, you probably appreciate knowing that you have some pre-tax savings stashed away in case you need them for a healthcare expense. FSAs and HSAs aim to provide convenient…

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(BPT) - The job hunt after college is exhilarating and emotional while at the same time stressful and exhausting. Adding a global pandemic into the mix threatens to upend the process for the nearly 4 million 2020 graduates.

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(BPT) - Running a business is no small feat. Add to that the evolving uncertainties with COVID-19, protests, rioting, a recession and more, and any business is on high alert. Preparing for unknowns is difficult despite the organization's size, but it can be even more difficult for small and …

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(BPT) - Making the transition from military service to civilian life can be challenging on multiple fronts — and the toughest issue can be figuring out your next career move. Fortunately, there are plenty of resources available for veterans and military families coping with the job hunt, mov…

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(StatePoint) It’s never fun to think about the possibility of getting sick or hurt, losing a home, needing extended medical care, or even dying, but these are extremely important topics to confront when planning your financial future.

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(StatePoint) Recent historic economic downturns and significant unemployment numbers and job losses have created considerable financial worries for families across the country. Health and safety concerns about returning to schools, childcare facilities, and office settings have only added to…

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(BPT) - Life constantly changes and no one can predict the future, which is why life insurance offers peace of mind that your loved ones are protected financially should anything happen to you. There are many life insurance options available, which is beneficial because that means you can fi…

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(StatePoint) Amid the COVID-19 pandemic, many Americans are looking into new life insurance coverage or taking a closer look at their existing coverage to make potential updates, according to a new survey.

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(NAPSI)—Every year, the U.S. Chamber of Commerce reports, approximately 400,000 new small businesses open. If yours is among them—or you’d like it to be—this year, you’re probably facing unprecedented issues. Fortunately, there’s a well-established means to help your new or existing business…

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(BPT) - No one has escaped the effects of the pandemic, but working parents are struggling. Staring down a lack of childcare, new work-from-home situations, and insufficient support from employers or public resources, these individuals are nearing the end of their rope emotionally, and for m…

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(BPT) - Are you one of the 48% of adults who says they or someone in their household has postponed or skipped medical care due to the COVID-19 pandemic?1 If so, you may not have yet taken full advantage of your insurance benefits this year.

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(BPT) - Many of life’s interruptions can’t be predicted. Not having funds set aside for unexpected problems can leave you racking up high credit card debt or putting yourself in other difficult financial straits.

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(BPT) - Many people around the U.S. are relying on unemployment insurance assistance as the country battles the pandemic and associated economic effects. As unemployment has risen, fraudsters have been targeting consumers to steal unemployment insurance benefits. They do this by taking perso…

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(NAPSI)—“We need to find health insurance. Where do we start?” This question will occur to millions of Americans who have lost their employer-provided health coverage—or want to be prepared in the event they do. Some reports suggest that some individuals may not enroll in health insurance at…

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(NAPSI)—Now is an excellent time to start or grow a business. While this may seem surprising, there are several reasons and very simple ways to go about it. For one thing, consumer needs and desires are increasing—and so are their savings accounts. According to the U.S. Bureau of Economic An…

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(NAPSI)—“We need to find health insurance. Where do we start?” This question will occur to millions of Americans who have lost their employer-provided health coverage—or want to be prepared in the event they do. Some reports suggest that some individuals may not enroll in health insurance at…

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(BPT) - For millions of Americans, life has been turned upside down by social distancing, quarantines and business closures from the COVID-19 pandemic. If your finances are stretched thin, Navy Federal Credit Union has tips to help you reset your budget and get back on track.

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(NewsUSA) - Sponsored Content - Debt can be a crushing burden in the best of times. And right now, with more uncertainty in the world than we have ever experienced, it can be more terrifying than normal.

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(BPT) - Do you feel like you’re spending more money on utilities? Social distancing and quarantining at home throughout spring and early summer may mean higher electricity needs and cooling demands.