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(NAPSI)—Saving for retirement can be difficult in the best of times but even harder during the pandemic and challenging economy. One thing that can make it easier is the Saver’s Credit, a tax credit made available by the IRS to eligible taxpayers. The Saver’s Credit could reduce your federal…

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(NewsUSA) - Congratulations! You have taken your first steps towards a career as a CERTIFIED FINANCIAL PLANNER™ professional. As you prepare for your CFP® exam, consider connecting with a CFP® professional as a mentor for support and guidance during a window of time before your test date.

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(BPT) - Audrey is a 12-year-old girl from Arizona with a passion for fashion. She spends her free time flipping through style magazines and listening to her favorite songs. She dreams of having her photo professionally taken in a long, whimsical dress that covers the leg braces that help her…

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(StatePoint) What may have started as a deal too good to pass up could end up costing you for months to come. Costly subscription services could be charging your debit or credit card monthly and if you don’t keep close tabs on your accounts, you may not even be aware.

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(NewsUSA) - The demographic makeup of the U.S. population and the financial status of its communities are shifting in ways that have significant implications for the country's economy, including the financial planning profession.

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(BPT) - The idea of making “extra” money is nothing new, but the ways to make money in the gig economy have evolved. For example, a recent increase in demand for restaurant delivery drivers, grocery shoppers, delivery services and other service positions allows some people to stay at home du…

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(NAPSI)—The Sunshine State is in the spotlight for its economic impact from the video game industry. Statistics Suggest Bright FutureA new study by Entertainment Software Association (ESA), shows the video game industry in Florida generates $2.7 billion in annual economic output, either thro…

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(NAPSI)—No state compares to California with respect to the impact of the U.S. video games on its economy. Games Bring SuccessA new study by Entertainment Software Association (ESA) shows the video game industry in California generates $51.8 billion in annual economic output, either through …

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(NAPSI)—The video game industry is really bearing fruit in the Peach State. Sweet StatsA new study by Entertainment Software Association (ESA), shows the video game industry in Georgia generates $801.4 million in annual economic output, either through direct industry output ($370 million) or…

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(NAPSI)—The video game industry stands tall—economically—in the Evergreen State. A new study by Entertainment Software Association (ESA), shows the video game industry in Washington state generates $11.6 billion in annual economic output, either through direct industry output ($5.7 billion) …

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(NAPSI)—Video games have a presence in New York that extends well beyond those who play them. Indeed, the Empire State is one of the largest contributors to economic output and employment for the video game industry.Study ShowsA new study by Entertainment Software Association (ESA), shows th…

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(NAPSI)—The video game industry has a Texas-sized effect on the Lone Star State’s economy. A new study by Entertainment Software Association (ESA), shows the video game industry in Texas generates $4.15 billion in annual economic output, either through direct industry output ($1.8 billion) o…

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(NAPSI)—About 40.7 million Americans have some kind of disability, according to the U.S. Census Bureau. If you or someone you care about has a disability, you may wonder what it means for employment. You may be encouraged to know that there are supports and services available that can help y…

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(StatePoint) A year as unusual and challenging as 2020 means there may be some additional factors that can impact your tax return, from stimulus payments, potential job changes and unemployment benefits, to virtual work transitions and more.

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(NAPSI)—Dame Helen Mirren has all the qualities that make a star. Now in her 70s, the Academy Award-winning actress remains talented, posted, beautiful and sought after in an industry that has relatively few roles for older women. How does she do it?   Often the difference between being aver…

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(BPT) - You may check your bank balance daily, your savings accounts regularly and you probably know roughly how much cash is in your wallet. But if someone asked you what your credit score is, would you be able to answer? Your credit score is an important tool in building wealth in ways you…

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(BPT) - With 2021 underway, Americans are still coping with the monumental impact the COVID-19 pandemic had on the economy last year. According to a study from the Pew Research Center, more than 40% of Americans lost their jobs or faced reduced wages in 2020. Many of them may have received u…

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(BPT) - Even during the best of times, managing a small business is a daunting undertaking, let alone doing so during a pandemic. If your business has survived COVID-19, it’s likely you’re still struggling just to make ends meet and don’t need the added stress of figuring out complicated tax…

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(BPT) - As we move away from a year unlike any other, Americans have developed a newfound tolerance for uncertainty—and the need to prepare for it. The start of a new year is a time for resolutions, especially financial ones. As part of this process, it is essential to review your insurance …

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(BPT) - As 2021 starts heating up, it’s time to look ahead and think about the personal finance trends that will impact consumers as they bank, invest in homes, search for cars or build financial literacy. Bank of America expects these five trends for the year ahead.

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(StatePoint) If we’ve learned anything from 2020, it’s that life can be unpredictable. Having sufficient life insurance can provide financial stability and security to loved ones during times of uncertainty.

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(NewsUSA) - Many people spend a lot of time planning and fine-tuning their physical fitness, and that often includes working with a personal trainer. Why not think of financial fitness in the same way?

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(BPT) - Today’s U.S. housing market is leaving many prospective homebuyers priced out. Homes, on average, have become less affordable, and the ones that are affordable are in short supply. As a result, 55% of future homebuyers believe that homeownership is out of reach for them financially, …

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(BPT) - Higher education has become synonymous with debt. The Federal Reserve reported more than $1.7 trillion in outstanding student loans as of Q4 2020 while nearly $120 billion in student loans were in default, according to Statista. Whether you’re fresh out of high school or returning as…

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(NAPSI)—When it comes to gathering information to make an investment decision, investors have access to a variety of online information sources, from investment platforms to news and social media. No matter where you get your trading insights, know this: Where there is opportunity, there is …

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(NewsUSA) - Residential real estate provides one of the most basic human needs -- shelter. When the world shifted to 'everything from home' due to the pandemic, that place of shelter took on many more identities. The home is now the focal point in many of our lives, representing where people…

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(NewsUSA) - No matter how you and your partner organize your money, making a financial plan and reviewing it regularly should be a priority for all committed couples, from newlyweds to those in long-term relationships.

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(NAPSI)—Many pre-retirees spend their lives putting the needs of their loved ones first. While the support you provide to family and friends is invaluable, it’s important to also prioritize yourself, especially when it comes to retirement planning. Not properly planning and saving can have l…

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(NewsUSA) - For those fortunate enough to find themselves with unexpected income through an inheritance, the task of managing a large amount of sudden wealth at once can seem daunting. However, a smart financial plan can boost confidence in your money management skills and optimize your new assets

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(BPT) - If, like so many others, you lost your job in 2020 and decided to turn your hobby into a money-making venture, congratulations! That’s what we call resilience. But did you know, you don’t need a brick-and-mortar store or even employees to be considered a small business by the IRS? If…

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(NewsUSA) - Recreational Vehicles, or RVs, are a great way to experience a unique method of travel across the country, a welcome departure from the typical resort vacation for many. Thousands of Americans discovered the RV lifestyle in 2020 and RVs emerged as the go-to choice for U.S. travelers.

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(NAPSI)—According to the Department of Health and Human Services (DHHS), there are currently about 77 million people age 60 and older in the U.S. Another 61 million, the U.S. Centers for Disease Control and Prevention point out, are living with disabilities. No matter how young and healthy y…

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(StatePoint) Headline news often directly impacts the types of scams you may encounter, and scammers have been hoping to take advantage of those left vulnerable during the COVID-19 pandemic -- and they have been successful. By October 2020, Americans had already lost more than $160 million a…

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(NAPSI)—The U.S. Postal Service has added tiers to the USPS® Loyalty Program for business customers—a move that helps small businesses improve their bottom line through incentives. Tiers are based on qualifying shipping totals from the previous calendar year. A higher tier equals a larger be…

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(BPT) - The COVID-19 pandemic has been difficult on small businesses. Whether it's a local eatery, service provider, retail store or another type of business, when you shop small, you're supporting a real person who is striving to keep his or her entrepreneurial dream alive.

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(StatePoint) 2020 was more than just a health crisis, it had ripple effects on nearly every aspect of our lives, including our long-term financial plans.

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(NewsUSA) - Celebrations of Rev. Dr. Martin Luther King, Jr. Day and Black History Month often prompt consideration of the United States' diversity and the many contributions made by people of different races and ethnicities. These occasions also provide opportunities for communities, organi…

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(NAPSI)—Count the number of neighbors, relatives, or friends who tried a new form of schooling this year…the number is surprising, isn’t it? Coronavirus has disrupted life and education for nearly a year now, and a myriad of families have considered or chosen a new learning environment. The …

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NAPSI)—The Sandwich Generation, named for the population of Americans caring for both their school-aged children and an aging parent or other relative, has been uniquely affected by the COVID-19 pandemic, according to a recent survey and white paper from New York Life, “Caregiving and COVID-…

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(BPT) - COVID-19 has sparked unprecedented impact across industries and has changed the way almost every business operates. And while many of these businesses have probably sought funding in the past — whether business loans for expansion, venture capital to launch or otherwise — the concept…

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(BPT) - If your family is working to identify funding sources to finance a college education, there are a lot of options and resources to consider. From FAFSA and scholarships to grants and student loans, learn more about how the puzzle pieces fit together.

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(BPT) - Among its downfalls, 2020 was a fraud-heavy year. However, there is one type of fraud that can be thwarted in 2021: pay-at-the-pump fraud using cloned payment cards, also known as counterfeit fraud. This happens when cybercriminals skim cards and steal payment card data at fuel pumps…

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(BPT) - There’s no doubt the pandemic has hit small businesses hard. Even in its early weeks, February to April 2020, the number of active businesses plummeted by 22%, according to a report from the National Bureau of Economic Research. And unfortunately, the consequences of the early shutdo…

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(BPT) - With a fresh start upon us, it's the perfect time to set goals and look forward to the possibilities of a new beginning — especially after 2020. The start of a new year is a great time to review your finances, realign your budget and make big plans for the coming months.

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(StatePoint) 2020 was a particularly stressful year -- but filing its taxes doesn’t need to be. With the following tips, you can stay organized and cool-headed throughout the process.